Apply for a loan today with an ITIN or SSN
Have you found your dream car? Or maybe you’re a first-time car-buyer? Apply for an auto loan with us today for a quick, in-house decision and insist on using your Nebo Credit Union loan at the dealership. We offer terms up to 72 months with competitive rates. Best of all, we pride ourselves on our flexibility and can approve loans for virtually all credit types—including those that other financiers might decline—even for first-time car buyers with no credit history at all.
First-time Vehicle Buyers
Because it can be difficult to get approved on your first-auto loan without a co-signer, Nebo Credit Union offers a special first-time vehicle buyers program. As long as you've lived in Utah County for the past year and have twelve months of regular employment you can qualify for a loan up to 90% of the high book value on the vehicle, without a co-signer. Special considerations are offered to students, members of the military, and those recently returned from extended religious volunteer service.